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  1. Scratch
  2. PPP
  3. General PPP Questions

General PPP Questions

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  • What qualifies as “gross receipts” for my business when I am entering amounts for my revenue reduction?
  • Why can’t I submit my second forgiveness application before my first one, if my loan is over $150,000?
  • What if I don't want to claim forgiveness on my first draw loan, but do want to claim forgiveness on my second draw loan?
  • How can I update my mailing address?
  • If I am a sole proprietor, independent contractor, or self-employed individual, can I increase my loan amount in light of the SBA's updates to loan amount calculations?
  • What new categories of expenses will be eligible for forgiveness based on January 2021 SBA guidance?
  • Where do I find my SBA PPP loan number / ID?
  • How does the new law related to the Paycheck Protection Program (PPP) affect my loan or loan forgiveness?
  • If I am selling my business or changing ownership, what steps do I need to take for my PPP loan and loan forgiveness?
  • Why did I receive a Loan Necessity Questionnaire (also called SBA Form 3509 or 3510)?
  • How do I log in to Scratch?
  • Why does the date my loan forgiveness was applied appear earlier than the date I’m receiving this notification?
  • Who is Scratch and what is your role in my PPP loan?
  • What’s the difference between the different types of PPP loan forgiveness application forms?
  • Where can I find SBA guidance and resources on PPP forgiveness?
  • When is my PPP loan forgiveness application due?
  • Do I need to submit a separate loan forgiveness application form to my lender or to the SBA?
  • What will be the maturity date on a PPP loan?
  • How much of my PPP loan can be forgiven?
  • Can I dispute or appeal the forgiveness amount granted by the SBA or a decision by the SBA not to grant forgiveness?
  • How do I view my application after I've submitted it?
  • Do I need to keep any records on file after I submit my loan forgiveness application?
  • How long will it take to review and process my loan forgiveness application?
  • When will I have to begin making payments on my PPP loan?
  • How is the SBA’s forgiveness Form 3508S different from the other forgiveness application forms?
  • I submitted my forgiveness application and my Scratch account says it’s under review. Can I restart my application and use Form 3508S instead?
  • I received an Economic Injury Disaster Loan (EIDL) advance. Does this affect my PPP forgiveness amount?
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