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    Why Scratch

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  2. PPP

PPP

General PPP Questions

  • What qualifies as “gross receipts” for my business when I am entering amounts for my revenue reduction?
  • Why can’t I submit my second forgiveness application before my first one, if my loan is over $150,000?
  • What if I don't want to claim forgiveness on my first draw loan, but do want to claim forgiveness on my second draw loan?
  • How can I update my mailing address?
  • If I am a sole proprietor, independent contractor, or self-employed individual, can I increase my loan amount in light of the SBA's updates to loan amount calculations?
  • What new categories of expenses will be eligible for forgiveness based on January 2021 SBA guidance?
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Forgiveness Application Questions

  • Can I use the SBA PPP Direct Forgiveness portal when applying for forgiveness?
  • Which NAICS codes are accepted by the SBA?
  • What qualifies as “gross receipts” for my business when I am entering amounts for my revenue reduction?
  • If I have two PPP loans in 2021, can my Covered Periods for the two loans overlap?
  • I submitted my first draw forgiveness application to Scratch already - why won’t it let me access my second draw application yet?
  • What quarters or reference periods can I compare to show I experienced a 25% or more revenue reduction?
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